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Local Landscape

Business loans in the North West

As of 1 November 2026, 21 loans and guarantees are open to businesses in the North West; 4 of them are only for the North West. Another 5 are only for part of the North West. Updated 1 Nov 2026.

For all of the North West 4 schemes

Loans and guarantees open to businesses anywhere in the North West, and only there.

Open all yearLoan

Growth Loans

GC Business Finance

NPIF II Smaller Loans from £25,000 to £100,000 for businesses looking to expand, take on staff or diversify.

Amount
£25,000 to £100,000
Deadline
Open all year
Area
North West EnglandLocal Landscape rating 9 out of 10
Open all yearLoan

Momentum Small Business Loan

Business Finance North West (Finance NW

Business loans of up to £250,000 over up to five years for working capital, growth or refinancing, from a not-for-profit community lender. It is for small businesses in the North West that have been trading for at least six months.

Amount
£25,000 to £250,000
Deadline
Open all year
Area
North West EnglandLocal Landscape rating 10 out of 10
Open all yearLoan

North West Business Growth Loan Fund

River Capital

Loans of £100,000 to £500,000 for SMEs in the North West for early stage growth, capital expenditure, acquisitions and succession planning, with focus on social impact and ESG outcomes.

Amount
£100,000 to £500,000
Deadline
Open all year
Area
North West EnglandLocal Landscape rating 8 out of 10
Open all yearLoan

Northern Powerhouse Investment Fund II (NPIF II)

FW Capital, British Business Bank

Loans from £100,000 to £2 million for small and medium-sized businesses to grow in the North of England.

Amount
£100,000 to £2,000,000
Deadline
Open all year
Area
North West EnglandLocal Landscape rating 9 out of 10

For one part of the North West 5 schemes

Loans and guarantees for a single area in the North West, under the part each one is for.

Liverpool City Region (2)

Lancashire (1)

Cumbria (1)

Across the North 2 schemes

For the whole North of England, the North West included. The soonest to close first.

National schemes 15 schemes

Open to businesses across England or the UK, including the North West. The soonest to close first.

All 21 in the funding list

Business loans elsewhere in the North