Skip to content
Local Landscape
Open all yearLoan

Local Landscape rating10/10

Clarity 10 · Confidence 9 · Completeness 10

Momentum Small Business Loan

The Momentum Small Business Loan is a loan of £25,000 to £250,000 for established small businesses in North West England that have been trading for at least six months. Open, no fixed deadline.

Run by Business Finance North West (Finance NW

Checked against the official page (financenw.org) on 1 Nov 2026.

Business loans of up to £250,000 over up to five years for working capital, growth or refinancing, from a not-for-profit community lender. It is for small businesses in the North West that have been trading for at least six months.

Apply or find out more Official page

These details are gathered from public web pages and are not financial advice. Check them with Business Finance North West (Finance NW before you apply.

Could your business apply? Check in a few seconds

Status and deadline

Status

Open all year

Confirmed on the official page

Deadline

Open all year

Confirmed on the official page

How much

£25,000 to £250,000

Confirmed on the official page

Who can apply

Established small businesses that have been trading for at least six months. The lender does not currently lend to businesses based in Scotland or in the gambling, adult entertainment or mining sectors, and cannot lend where a founder or director has an active CCJ, IVA or bankruptcy.

Confirmed on the official page

Business size

Small (10 to 49 staff)

Confirmed on the official page

Could your business apply?

Tell us about your business and an AI will compare it with this scheme's rules: what fits, what doesn't and what to check with Business Finance North West (Finance NW. It takes a few seconds.

We send what you type, and this scheme's details, to an AI. We don't keep it unless you save it as your profile. More about this

How to apply

On befund.org

Confirmed on the official page

Where it is open: the North West

North West England

Found by our research, not on the official page

See everything open inNorth West England

HartlepoolMiddlesbroughRedcar and ClevelandStockton-on-TeesDarlingtonHaltonWarringtonBlackburn with DarwenBlackpoolKingston upon Hull, City ofEast Riding of YorkshireNorth East LincolnshireNorth LincolnshireYorkCounty DurhamCheshire EastCheshire West and ChesterNorthumberlandCumberlandWestmorland and FurnessNorth YorkshireBurnleyChorleyFyldeHyndburnLancasterPendlePrestonRibble ValleyRossendaleSouth RibbleWest LancashireWyreBoltonBuryManchesterOldhamRochdaleSalfordStockportTamesideTraffordWiganKnowsleyLiverpoolSt. HelensSeftonWirralDoncasterRotherhamNewcastle upon TyneNorth TynesideSouth TynesideSunderlandBradfordCalderdaleKirkleesLeedsWakefieldGatesheadBarnsleySheffield

Shaded: 35 council areas in North West England.

Drawn from the areas the funder names. If a scheme is only for part of a council area, check its own page. Boundaries from the Office for National Statistics.

Have you used this scheme?

Rate it to help other businesses decide whether it is worth their time. Once 3 businesses have rated it, their ratings move its Local Landscape rating up or down a little. We never show who gave a rating. How ratings work

You need a free business profile to rate it. Make your profile, or sign in if you have one.

Related open schemes in North West England

Everything open in North West England

Source and last checked

Local Landscape gathers this information automatically from the pages below, then checks the key details against the official page. Checked against the official page (financenw.org) on 1 Nov 2026. Its details have not changed since it was listed on 1 Nov 2026. No person has checked it, so confirm the details with Business Finance North West (Finance NW before you apply.

Run this scheme? Claim Business Finance North West (Finance NW's page to keep it right.