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Clarity 8 · Confidence 7 · Completeness 10

Flexible Business Finance

Flexible Business Finance is a loan of £500 to £250,000 for start-ups, small and medium-sized businesses based in the North of England. Open, no fixed deadline.

Run by Business Enterprise Fund

Checked against the official page (befund.org) on 5 Oct 2026.

Business loans from £500 to £250,000 for startups, small and growing businesses across the North of England, for startup costs, working capital, growth, equipment and refinancing.

Apply or find out more Official page

These details are gathered from public web pages and are not financial advice. Check them with Business Enterprise Fund before you apply.

Could your business apply? Check in a few seconds

Status and deadline

Status

Open all year

Not confirmed on the official page

Deadline

Open all year

Not confirmed on the official page

How much

£500 to £250,000

Confirmed on the official page

Who can apply

Eligibility depends on circumstances, funding requirements and the type of finance being considered. Start Up Loans are available to eligible founders whose businesses have been trading for up to five years. Momentum Small Business Loans can support businesses at any stage.

Confirmed on the official page

Business size

Start-ups, Small (10 to 49 staff), Medium (50 to 249 staff)

Not confirmed on the official page

Could your business apply?

Tell us about your business and an AI will compare it with this scheme's rules: what fits, what doesn't and what to check with Business Enterprise Fund. It takes a few seconds.

We send what you type, and this scheme's details, to an AI. We don't keep it unless you save it as your profile. More about this

How to apply

Use the Find Your Finance tool to explore options that may suit your needs, or contact the team.

Not confirmed on the official page

Where it is open: the North

The North of England

Confirmed on the official page

HartlepoolMiddlesbroughRedcar and ClevelandStockton-on-TeesDarlingtonHaltonWarringtonBlackburn with DarwenBlackpoolKingston upon Hull, City ofEast Riding of YorkshireNorth East LincolnshireNorth LincolnshireYorkCounty DurhamCheshire EastCheshire West and ChesterNorthumberlandCumberlandWestmorland and FurnessNorth YorkshireBurnleyChorleyFyldeHyndburnLancasterPendlePrestonRibble ValleyRossendaleSouth RibbleWest LancashireWyreBoltonBuryManchesterOldhamRochdaleSalfordStockportTamesideTraffordWiganKnowsleyLiverpoolSt. HelensSeftonWirralDoncasterRotherhamNewcastle upon TyneNorth TynesideSouth TynesideSunderlandBradfordCalderdaleKirkleesLeedsWakefieldGatesheadBarnsleySheffield

Open across The North of England, so every council area in the North of England is shaded.

Drawn from the areas the funder names. If a scheme is only for part of a council area, check its own page. Boundaries from the Office for National Statistics.

Things we could not confirm

  • Specific eligibility criteria and lending decisions depend on individual circumstances; credit score and automated decisions not sole factors but full assessment criteria not detailed

Have you used this scheme?

Rate it to help other businesses decide whether it is worth their time. Once 3 businesses have rated it, their ratings move its Local Landscape rating up or down a little. We never show who gave a rating. How ratings work

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Related open schemes

Everything open across the North

More from Business Enterprise Fund

About Business Enterprise Fund

Source and last checked

Local Landscape gathers this information automatically from the pages below, then checks the key details against the official page. Checked against the official page (befund.org) on 5 Oct 2026. Its details last changed on 5 Oct 2026. No person has checked it, so confirm the details with Business Enterprise Fund before you apply.

Run this scheme? Claim Business Enterprise Fund's page to keep it right.