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Open all yearLoan

Local Landscape rating9/10

Clarity 8 · Confidence 9 · Completeness 10

Start Up Loan

Start Up Loan is a government-backed personal loan of £500 to £25,000 for individuals starting or growing a business in the UK. Open, no fixed deadline.

Run by GC Business Finance, British Business Bank, Business Enterprise Fund · funded by UK Government, Government-backed

Checked against the official page (startuploans.co.uk) on 24 Oct 2026.

Government-backed personal loan of £500 to £25,000 at 7.5% fixed interest for individuals starting or growing a business in the UK.

Apply or find out more Official page

These details are gathered from public web pages and are not financial advice. Check them with GC Business Finance before you apply.

Could your business apply? Check in a few seconds

Status and deadline

Status

Open all year

Confirmed on the official page

Deadline

Open all year

Confirmed on the official page

How much

£500 to £25,000

Confirmed on the official page

Who can apply

Individuals looking to start or grow a business in the UK can apply for a government-backed personal loan. All owners or partners in a business can individually apply for up to £25,000 each, with a maximum of £100,000 available per business.

Confirmed on the official page

Business size

Start-ups

Not confirmed on the official page

Could your business apply?

Tell us about your business and an AI will compare it with this scheme's rules: what fits, what doesn't and what to check with GC Business Finance. It takes a few seconds.

We send what you type, and this scheme's details, to an AI. We don't keep it unless you save it as your profile. More about this

How to apply

Visit the GC Business Finance website.

Checked by a person

Where it is open: UK-wide

United Kingdom

Confirmed on the official page

HartlepoolMiddlesbroughRedcar and ClevelandStockton-on-TeesDarlingtonHaltonWarringtonBlackburn with DarwenBlackpoolKingston upon Hull, City ofEast Riding of YorkshireNorth East LincolnshireNorth LincolnshireYorkCounty DurhamCheshire EastCheshire West and ChesterNorthumberlandCumberlandWestmorland and FurnessNorth YorkshireBurnleyChorleyFyldeHyndburnLancasterPendlePrestonRibble ValleyRossendaleSouth RibbleWest LancashireWyreBoltonBuryManchesterOldhamRochdaleSalfordStockportTamesideTraffordWiganKnowsleyLiverpoolSt. HelensSeftonWirralDoncasterRotherhamNewcastle upon TyneNorth TynesideSouth TynesideSunderlandBradfordCalderdaleKirkleesLeedsWakefieldGatesheadBarnsleySheffield

Open across United Kingdom, so every council area in the North of England is shaded.

Drawn from the areas the funder names. If a scheme is only for part of a council area, check its own page. Boundaries from the Office for National Statistics.

Things we could not confirm

  • This is a personal loan for individuals, not businesses themselves, so businesses cannot apply directly.

Have you used this scheme?

Rate it to help other businesses decide whether it is worth their time. Once 3 businesses have rated it, their ratings move its Local Landscape rating up or down a little. We never show who gave a rating. How ratings work

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Related open schemes

Everything open across the North

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About GC Business Finance

Source and last checked

Local Landscape gathers this information automatically from the pages below, then checks the key details against the official page. Checked against the official page (startuploans.co.uk) on 24 Oct 2026. Its details last changed on 24 Oct 2026. A person last checked it on 9 Oct 2026, so confirm the details with GC Business Finance before you apply.

Run this scheme? Claim GC Business Finance's page to keep it right.