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Clarity 6 · Confidence 7 · Completeness 10

NPIF II Smaller Loans

NPIF II Smaller Loans is a loan of £25,000 to £100,000 for new or growing businesses in Liverpool City Region, Lancashire and Cumbria, to fund growth and development projects. Open, no fixed deadline.

Run by River Capital · funded by Northern Powerhouse Investment Fund II

Checked against the official page (rivercapitaluk.com) on 5 Oct 2026.

Debt finance from £25,000 to £100,000 for new or growing businesses in the North West.

Apply or find out more Official page

These details are gathered from public web pages and are not financial advice. Check them with River Capital before you apply.

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Status and deadline

Status

Open all year

Not confirmed on the official page

Deadline

Open all year

Not confirmed on the official page

How much

£25,000 to £100,000

Confirmed on the official page

Who can apply

New or growing businesses can apply for small business loans to fill the funding gap for growth and development projects.

Confirmed on the official page

Business size

Start-ups, Small (10 to 49 staff), Medium (50 to 249 staff)

Not confirmed on the official page

Could your business apply?

Tell us about your business and an AI will compare it with this scheme's rules: what fits, what doesn't and what to check with River Capital. It takes a few seconds.

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How to apply

Fill in the online application form.

Confirmed on the official page

Where it is open: the North West

Liverpool City Region, Lancashire, Cumbria

Checked by a person

See everything open inLiverpool City RegionLancashireCumbria

HartlepoolMiddlesbroughRedcar and ClevelandStockton-on-TeesDarlingtonHaltonWarringtonBlackburn with DarwenBlackpoolKingston upon Hull, City ofEast Riding of YorkshireNorth East LincolnshireNorth LincolnshireYorkCounty DurhamCheshire EastCheshire West and ChesterNorthumberlandCumberlandWestmorland and FurnessNorth YorkshireBurnleyChorleyFyldeHyndburnLancasterPendlePrestonRibble ValleyRossendaleSouth RibbleWest LancashireWyreBoltonBuryManchesterOldhamRochdaleSalfordStockportTamesideTraffordWiganKnowsleyLiverpoolSt. HelensSeftonWirralDoncasterRotherhamNewcastle upon TyneNorth TynesideSouth TynesideSunderlandBradfordCalderdaleKirkleesLeedsWakefieldGatesheadBarnsleySheffield

Shaded: 22 council areas in Liverpool City Region and Lancashire and Cumbria.

Drawn from the areas the funder names. If a scheme is only for part of a council area, check its own page. Boundaries from the Office for National Statistics.

Things we could not confirm

  • Credit is available subject to status and affordability
  • Page also mentions Regional Growth strand with investment range £250,000 to £1.5 million for co-investment, but no separate application process or closing date stated for this

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About River Capital

Source and last checked

Local Landscape gathers this information automatically from the pages below, then checks the key details against the official page. Checked against the official page (rivercapitaluk.com) on 5 Oct 2026. Its details have not changed since it was listed on 5 Oct 2026. A person last checked it on 5 Oct 2026, so confirm the details with River Capital before you apply.

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