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Clarity 4 · Confidence 6 · Completeness 10

Small Business Loans

Small Business Loans is a loan of up to £250,000 for established businesses trading for six months or more, based in the North of England, for growth, working capital or refinancing.

Run by Business Enterprise Fund

Checked against the official page (befund.org) on 5 Nov 2026.

Flexible business loans from Business Enterprise Fund (BEF), a not-for-profit lender, for growth, working capital, equipment purchases and refinancing. Finance of up to £250,000 is.

Apply or find out more Official page

These details are gathered from public web pages and are not financial advice. Check them with Business Enterprise Fund before you apply.

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Status and deadline

Status

Check status

We could not tell whether it is open

Deadline

Not stated

How much

Up to £250,000

Confirmed on the official page

Who can apply

Established businesses trading for 6 months or more seeking up to £250,000 for growth, working capital or refinancing. BEF does not currently lend to businesses based in Scotland or businesses operating in the gambling, adult entertainment or mining sectors, and cannot lend where a founder or director has an active CCJ, IVA or bankruptcy.

Confirmed on the official page

Business size

Start-ups, Micro (under 10 staff), Small (10 to 49 staff), Medium (50 to 249 staff)

Not confirmed on the official page

Could your business apply?

Tell us about your business and an AI will compare it with this scheme's rules: what fits, what doesn't and what to check with Business Enterprise Fund. It takes a few seconds.

We send what you type, and this scheme's details, to an AI. We don't keep it unless you save it as your profile. More about this

How to apply

Answer a few simple questions about your business via the Find Your Finance page, or explore business loans on the BEF website.

Not confirmed on the official page

Where it is open: the North

The North of England

Not confirmed on the official page

HartlepoolMiddlesbroughRedcar and ClevelandStockton-on-TeesDarlingtonHaltonWarringtonBlackburn with DarwenBlackpoolKingston upon Hull, City ofEast Riding of YorkshireNorth East LincolnshireNorth LincolnshireYorkCounty DurhamCheshire EastCheshire West and ChesterNorthumberlandCumberlandWestmorland and FurnessNorth YorkshireBurnleyChorleyFyldeHyndburnLancasterPendlePrestonRibble ValleyRossendaleSouth RibbleWest LancashireWyreBoltonBuryManchesterOldhamRochdaleSalfordStockportTamesideTraffordWiganKnowsleyLiverpoolSt. HelensSeftonWirralDoncasterRotherhamNewcastle upon TyneNorth TynesideSouth TynesideSunderlandBradfordCalderdaleKirkleesLeedsWakefieldGatesheadBarnsleySheffield

Open across The North of England, so every council area in the North of England is shaded.

Drawn from the areas the funder names. If a scheme is only for part of a council area, check its own page. Boundaries from the Office for National Statistics.

Things we could not confirm

  • The page does not give a minimum loan amount, interest rate, term or repayment details for small business loans.
  • The page does not state a deadline; it is not stated whether the loan is open to applications now.
  • The page says eligibility and lending decisions depend on individual circumstances, and the business size limits are not stated beyond startups, small businesses and growing businesses.
  • The page's own 'Explore Small Business Loans' links show a loan page, but the figure of up to £250,000 is given for BEF finance in general and is not clearly tied to this loan alone.

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Related open schemes

Everything open across the North

More from Business Enterprise Fund

All 7 open schemes from Business Enterprise Fund

Source and last checked

Local Landscape gathers this information automatically from the pages below, then checks the key details against the official page. Checked against the official page (befund.org) on 5 Nov 2026. Its details have not changed since it was listed on 5 Nov 2026. No person has checked it, so confirm the details with Business Enterprise Fund before you apply.

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