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Clarity 10 · Confidence 7 · Completeness 10

Business Debtline free debt advice

Business Debtline free debt advice is a free support programme for self-employed people and small business owners in England and Wales who are struggling with business debts. Open, no fixed deadline.

Run by Business Debtline

Checked against the official page (businessdebtline.org) on 1 Nov 2026.

Free, confidential and independent debt advice from a charity for small businesses and self-employed people struggling with debt. Advisers have experience of running small businesses.

Apply or find out more Official page

These details are gathered from public web pages and are not financial advice. Check them with Business Debtline before you apply.

Could your business apply? Check in a few seconds

Status and deadline

Status

Open all year

Confirmed on the official page

Deadline

Open all year

Confirmed on the official page

How much

Free

Not confirmed on the official page

Who can apply

Self-employed individuals and small business owners in England and Wales who need help managing business debts and financial difficulties.

Confirmed on the official page

Business size

Micro (under 10 staff), Small (10 to 49 staff), Medium (50 to 249 staff), Large businesses, Start-ups

Not confirmed on the official page

Could your business apply?

Tell us about your business and an AI will compare it with this scheme's rules: what fits, what doesn't and what to check with Business Debtline. It takes a few seconds.

We send what you type, and this scheme's details, to an AI. We don't keep it unless you save it as your profile. More about this

How to apply

Use My Budget to share your situation, then call 0800 197 6026 or use live chat.

Not confirmed on the official page

Where it is open: England and Wales

England, Wales

Confirmed on the official page

HartlepoolMiddlesbroughRedcar and ClevelandStockton-on-TeesDarlingtonHaltonWarringtonBlackburn with DarwenBlackpoolKingston upon Hull, City ofEast Riding of YorkshireNorth East LincolnshireNorth LincolnshireYorkCounty DurhamCheshire EastCheshire West and ChesterNorthumberlandCumberlandWestmorland and FurnessNorth YorkshireBurnleyChorleyFyldeHyndburnLancasterPendlePrestonRibble ValleyRossendaleSouth RibbleWest LancashireWyreBoltonBuryManchesterOldhamRochdaleSalfordStockportTamesideTraffordWiganKnowsleyLiverpoolSt. HelensSeftonWirralDoncasterRotherhamNewcastle upon TyneNorth TynesideSouth TynesideSunderlandBradfordCalderdaleKirkleesLeedsWakefieldGatesheadBarnsleySheffield

Open across England and Wales, so every council area in the North of England is shaded.

Drawn from the areas the funder names. If a scheme is only for part of a council area, check its own page. Boundaries from the Office for National Statistics.

Have you used this scheme?

Rate it to help other businesses decide whether it is worth their time. Once 3 businesses have rated it, their ratings move its Local Landscape rating up or down a little. We never show who gave a rating. How ratings work

You need a free business profile to rate it. Make your profile, or sign in if you have one.

Related open schemes

Everything open across the North

Source and last checked

Local Landscape gathers this information automatically from the pages below, then checks the key details against the official page. Checked against the official page (businessdebtline.org) on 1 Nov 2026. Its details last changed on 31 Oct 2026. No person has checked it, so confirm the details with Business Debtline before you apply.

Run this scheme? Claim Business Debtline's page to keep it right.